How Foreclosures Prolongs a home loan Waiting Several months The newest borrower need to have no derogatory credit (collections) on day regarding filing for bankruptcy; Brand new borrower should have a minimum credit history off 530-640 (predicated on where they live and bank advice). What are USDA Finance? USDA financing is supported by this new You.S. Agencies out-of Farming to possess lowest-and-middle-money borrowers exactly who might not payday loan online same day Maine be eligible…